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- Vystar Credit Union Deposit Rates
Vystar Credit Union's 24-Month CD rates are at 4.65%, 12-Month CD rates are at 3.70%, 36-Month CD rates are at 3.60%, 48-Month CD rates are at 3.50%, 18-Month CD rates are at 3.50%. Vystar Credit Union's savings rates are at 0.10%. Vystar Credit Union's money market rates are at 1.50%. Vystar Credit Union's 30-Year Fixed rates are at 6.75%, 30-Year Fixed (Jumbo) rates are at 6.62%, 5/5 ARM rates are at 6.00%, 15-Year Fixed rates are at 6.25%. Vystar Credit Union's Personal Loan Rates are at 10.00. Vystar Credit Union's Credit Card Rates are at 15.35.
Compare Vystar Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Vystar Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.
Vystar Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Vystar Credit Union? Share your experience about Vystar Credit Union by leaving a review below, or read customer reviews before you decide to use Vystar Credit Union.
Overall, Vystar Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.
Rate
APY/APR
vs Avg
12-Month CD
3.70%
2.79%
18-Month CD
3.50%
2.43%
24-Month CD
4.65%
2.38%
36-Month CD
3.60%
2.22%
48-Month CD
3.50%
2.11%
60-Month CD
3.40%
2.24%
Savings
0.10%
0.86%
MMA
1.50%
1.54%
30-Year Fixed
6.82%
6.93%
Credit Card
15.35%
14.06%
Personal Loan
10.00%
11.27%
Vystar Credit Union
Corporate Office (VyStar Tower)
76 S Laura St
Jacksonville, FL 32202 3433
MonitorBankRates' Rating
5/5
★★★★★
Review Vystar Credit Union
Compare Vystar Credit Union Rates with Other Competitive Bank and Credit Union Rates
Whatcom Educational Credit Union
Stash (Emergency) Savings
6.00%
$0
OWB One World Bank
6-Month CD (Jumbo)
5.20%
$100,000
The Fountain Trust Company
6-Month CD
5.10%
$50,000
Eastern Bank
11-Month CD
5.01%
$2,500
WCF Financial Bank
Kasasa Savings
5.00%
$50
Minster Bank
8-Month CD (Jumbo)
4.80%
$100,000
Vystar Credit Union
24-Month CD
4.65%
$500
Guardian Credit Union Montgomery, AL
12-Month CD
4.65%
$500
VISIONBank Saint Francis, MN
3-Month CD
4.58%
$500
First Federal S&L of McMinnville
12-Month CD
4.51%
$500
FSB of St. Charles, MO
7-Month CD (special)
4.50%
$5,000
Home Savings Bank Salt Lake City, UT
24-Month CD
4.50%
$5,000
Community Commerce Bank
48-Month CD
4.49%
$10,000
Quontic
36-Month CD
4.40%
$500
CNB of McConnelsville
15-Month CD
4.30%
$5,000
Ponce Bank
18-Month CD
4.27%
$1,000
Mutual Security Credit Union
Money Market (special)
4.25%
$2,500
The Bank of Landisburg
Money Market
4.18%
$1,000,000
Avenir Financial Federal Credit Union
36-Month CD
4.00%
$1,000
Vystar Credit Union
12-Month CD
3.70%
$500
Vystar Credit Union
36-Month CD
3.60%
$500
121 Financial Credit Union
48-Month CD
3.50%
$500
Vystar Credit Union
18-Month CD
3.50%
$500
Vystar Credit Union
48-Month CD
3.50%
$500
Vystar Credit Union
60-Month CD
3.40%
$500
Regional Missouri Bank
36-Month CD
3.29%
$1,000
Pentagon Federal Credit Union
60-Month CD
3.20%
$1,000
Farmers State Bank Lake View, IA
24-Month CD
3.03%
$1,000
Harford Bank
60-Month CD
2.85%
$1,000
Lake City Federal Bank
60-Month CD
2.58%
$1,000
Paramount Bank
36-Month CD
2.50%
$1,000
Fairview State Banking Company
24-Month CD
2.38%
$2,500
WCB West Central Bank
24-Month CD
2.32%
$1,000
First National Bank of Steeleville
30-Month CD
2.25%
$500
Fidelity Federal S&L of Delaware
Money Market
2.00%
$200,000
Fidelity Co-operative Bank
BusinessWorx Money Market
2.00%
$150,000
PSB Wellsburg, IA
48-Month CD
1.95%
$1,000
Vystar Credit Union
Money Market
1.50%
$250,000
SSB State Street Bank
48-Month CD
1.26%
$1,000
Langley Federal Credit Union
Platinum Money Market
1.20%
$25,000
First National Bank of Ava
24-Month CD
1.20%
$500
Citizens State Bank Sheldon, IA
36-Month CD
1.00%
$1,000
Citizens Bank of Kansas
60-Month CD
0.75%
$500
The Honesdale National Bank
24-Month CD
0.60%
$1,000
Concordia Bank & Trust Company
Blue Chip Savings
0.50%
$100
The Huntington National Bank
18-Month CD
0.50%
$1,000
Cincinnatus S&L Co.
36-Month CD
0.40%
$500
Citizens Savings Bank Clarks Summit, PA
18-Month CD
0.40%
$1,000
Bank of Hindman
Money Market
0.35%
$2,500
Greenville National Bank
48-Month CD
0.35%
$1,000
AB Federal Credit Union
12-Month CD
0.25%
$1,000
Chemung Canal Trust Company
18-Month CD
0.20%
$1,000
Achieve Financial Credit Union
24-Month CD
0.20%
$1,000
Mifflinburg B&T CO.
Savings
0.15%
$0
The Antwerp Exchange Bank Company
Statement Savings
0.15%
$50
FNB of Waterloo
First Savings
0.10%
$50
Savers Co-operative Bank
Money Market
0.10%
$10
Vystar Credit Union
Regular Savings
0.10%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare Vystar Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.750%
6.068%
0.000
Sikorsky Credit Union
20-Year Fixed
6.125%
6.170%
0.000
Abound Federal Credit Union
15-Year Fixed
6.125%
6.265%
0.000
Hatboro Federal Savings
15-Year Fixed
5.875%
6.270%
2.000
Holyoke Credit Union
20 Year Fixed
6.125%
6.288%
0.000
Hatboro Federal Savings
20-Year Fixed
6.000%
6.316%
2.000
The Bank of Brodhead
15-Year Fixed
6.250%
6.323%
0.000
Vystar Credit Union
15-Year Fixed
6.250%
6.357%
0.000
Collinsville Bank
15-Year Fixed
6.375%
6.513%
0.000
Harleysville Bank
15-Year Fixed
6.500%
6.521%
0.000
Mutual Security Credit Union
30-Year Fixed
6.500%
6.526%
0.000
Citizens Federal S&LA
15-Year Fixed
6.375%
6.560%
0.500
Vystar Credit Union
5/5 ARM
6.000%
6.592%
0.000
IC Federal Credit Union
15 Year Fixed
6.500%
6.611%
0.000
Logix Federal Credit Union
15 Year Fixed
6.500%
6.630%
0.000
Manasquan Bank
15-Year Fixed
6.500%
6.632%
0.000
Vystar Credit Union
30-Year Fixed (Jumbo)
6.625%
6.641%
0.000
Peoples Trust Co. of St. Albans
30-Year Fixed
6.625%
6.649%
0.000
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.500%
6.687%
0.000
Aberdeen Proving Ground FCU
30-Year Fixed
6.625%
6.718%
0.375
Chase Bank
30-Year Fixed Jumbo
6.625%
6.724%
0.000
Ideal Credit Union
30 Year Fixed
6.625%
6.762%
0.000
OlyFed Olympia Federal S&L
15-Year Fixed
6.500%
6.766%
1.000
Morton Lane Federal Credit Union
30 Year Fixed
6.625%
6.772%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare Vystar Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Vystar Credit Union
Platinum Visa
15.350%
Vystar Credit Union
Savings Secured Visa®
18.000%
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Vystar Credit Union
Visa Signature® Rewards
17.750%
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Academic Federal Credit Union
Academic VISA® Classic
15.400%
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
Access Federal Credit Union
Access FCU Visa Classic
13.500%
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
1st MidAmerica Credit Union
Platinum
8.900%
Teachers Federal Credit Union
Visa Low Rate
14.000%
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Acipco Federal Credit Union
Visa Credit Card
9.990%
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
1st United Credit Union
Visa Platinum
13.900%
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.
Compare Vystar Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
ACFCU
Line of Credit
13.700%
$0
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.
Vystar Credit Union Information
Credit Union Name: Vystar Credit Union
Website: https://www.vystarcu.org
Full Time Employees: 2241
Part Time Employees: 219
President: Phillip (Kem) Siddons
CEO: Brian Wolfburg
Branch Locations: 91
ATM Locations: 71
Corporate Office Address:
76 S Laura St
Jacksonville, FL 32202 3433
Phone Number: 904-777-6000
Fax Number:
Vystar Credit Union Financials
Total Assets:
13,415,368,827
Total Amount of Shares and Deposits:
10,362,163,834
Total Shares and Deposits < 1 Year:
9,105,619,360
Total Shares and Deposits 1 3 Years:
1,114,492,343
Total Shares and Deposits > 3 Years:
142,052,131
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
759,000,302
Total Uninsured Shares and Deposits > $250K (F+J):
761,307,837
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,600,855,997
Total Interest Expense (Sum of items 6 8):
180,642,336
Share Certificates:
51,160
Number of Accounts for Share Drafts:
685,260
IRA KEOGH Accounts:
28,309
Number of Accounts for Regular Shares:
1,003,575
All other shares:
24,603
Non Member Deposits:
350
Money Market Shares:
61,641
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
318,219,984
Total Liabilities:
12,752,629,813
Show More
Vystar Credit Union Questions and Answers
No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA
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